I just checked out Google Docs and Spreadsheets. If you don't have one, get a Google account now. Gmail is simply the best online mail I've ever used. Fast and intuitive, it takes a bit to get used to the way they handle things but once you are in, it flys and provides more than 2 gigs of storage. You'll never need to delete anything again.
Then check out Google Docs and Spreadsheets. Create your word processor files online with a straight forward word processor that has features you need to get work done, nothing fancy but powerful in that you do everything online. All of your work is saved to your folder. Save as rtf, doc, pdf or a few others. Publish to the web instantly or save as code to embed in a page. Invite someone else to collaborate and they can edit or print or publish the file. This will be great for small organizations that need access to documents and are hindered by everything being on one member's pc.
The spreadsheet program has many of the same type of features and publishing is a snap. Best of all it's all free. I'm going to start moving things from my hard drive to my Google folders now. Bill Gates, your days as king are numbered.